Monetary Sectorization: Bank of Republic Colombia: Financial Sector: Net Credit

1993 - 2024 | Monthly | COP bn | Bank of the Republic of Colombia

Monetary Sectorization: Bank of Republic Colombia: Financial Sector: Net Credit data was reported at -7,338.716 COP bn in May 2024. This records an increase from the previous number of -19,694.616 COP bn for Apr 2024. Monetary Sectorization: Bank of Republic Colombia: Financial Sector: Net Credit data is updated monthly, averaging -2,322.517 COP bn from Jan 1993 (Median) to May 2024, with 377 observations. The data reached an all-time high of 7,585.621 COP bn in Jul 2012 and a record low of -20,029.872 COP bn in Feb 2023. Monetary Sectorization: Bank of Republic Colombia: Financial Sector: Net Credit data remains active status in CEIC and is reported by Bank of the Republic of Colombia. The data is categorized under Global Database’s Colombia – Table CO.KA005: Monetary Sectorization.

View Colombia's Monetary Sectorization: Bank of Republic Colombia: Financial Sector: Net Credit from Jan 1993 to May 2024 in the chart:

Get this data

Colombia Monetary Sectorization: Bank of Republic Colombia: Financial Sector: Net Credit

What was Colombia's Monetary Sectorization: Bank of Republic Colombia: Financial Sector: Net Credit in May 2024?

Last	Previous	Min	Max	Unit	Frequency	Range
-7,338.716 May 2024	-19,694.616 Apr 2024	-20,029.872 Feb 2023	7,585.621 Jul 2012	COP bn	monthly	Jan 1993 - May 2024

Related Indicators for Monetary Sectorization: Bank of Republic Colombia: Financial Sector: Net Credit

Related indicators	Last	Frequency	Range
Monetary Sectorization: Bank of Republic Colombia: Financial Sector: Net Credit (COP bn)	-7,338.716 May 2024	monthly	Jan 1993 - May 2024
Colombia Monetary Sectorization: Financial Sector: Private Sector: M1 (COP bn)	172,522.875 Jul 2024	monthly	Jan 1993 - Jul 2024
Colombia Monetary Sectorization: Financial Sector: Private Sector: M3 (COP bn)	783,826.794 Jul 2024	monthly	Jan 1993 - Jul 2024
Colombia Monetary Sectorization: Financial Sector: Net External Assets (COP bn)	229,088.219 Jul 2024	monthly	Jan 1993 - Jul 2024
Monetary Sectorization: Bank of Republic Colombia: Monetary Reserves (COP bn)	23,054.274 May 2024	monthly	Jan 1993 - May 2024
Monetary Sectorization: Bank of Republic Colombia: Public Sector: Net Credit (COP bn)	4,818.282 May 2024	monthly	Jan 1993 - May 2024
Monetary Sectorization: Bank of Republic Colombia: Private Sector: Net Credit (COP bn)	41.405 May 2024	monthly	Jan 1993 - May 2024
Monetary Sectorization: Bank of Republic Colombia: Financial Sector: Gross Credi... (COP bn)	16,317.964 May 2024	monthly	Jan 1993 - May 2024
Monetary Sectorization: Bank of Republic Colombia: Net External Assets (COP bn)	231,572.634 May 2024	monthly	Jan 1993 - May 2024

Accurate Macro & Micro Economic Data You Can Trust

Explore the most complete set of 6.6 million time series covering more than 200 economies, 20 industries and 18 macroeconomic sectors.

Learn more about what we do

Colombia Key Series

National Accounts	Last	Frequency	Range
Forecast: GDP PPP Per Capita (PPP Intl $)	23,024.659 2027	yearly	1980 - 2027
Forecast: Nominal GDP Per Capita (USD)	7,790.612 2028	yearly	1980 - 2028
Forecast: Real GDP Growth (%)	3.345 2028	yearly	1980 - 2028
GDP Deflator Growth (%)	14.0 Dec 2022	quarterly	Mar 2001 - Dec 2022
GDP per Capita (USD)	6,239.274 2021	yearly	1960 - 2021
Gross Fixed Capital Formation (USD mn)	17,758.070 Mar 2024	quarterly	Mar 2000 - Mar 2024
Gross National Product (GNP) (USD mn)	359,767.496 2023	yearly	1960 - 2023
Gross Savings Rate (%)	8.6 Dec 2022	quarterly	Mar 2005 - Dec 2022
Investment: % of GDP (%)	14.7 Dec 2022	quarterly	Mar 2005 - Dec 2022
Nominal GDP (USD mn)	79,499.1 Dec 2022	quarterly	Mar 2000 - Dec 2022
Nominal GDP Growth (%)	3.506 Mar 2024	quarterly	Mar 2001 - Mar 2024
Private Consumption Expenditure (USD mn)	78,401.225 Mar 2024	quarterly	Mar 2000 - Mar 2024
Private Consumption: % of GDP (%)	74.5 Mar 2024	quarterly	Mar 2005 - Mar 2024
Public Consumption Expenditure (USD mn)	15,594.650 Mar 2024	quarterly	Mar 2000 - Mar 2024
Public Consumption: % of GDP (%)	12.4 Mar 2024	quarterly	Mar 2005 - Mar 2024
Real GDP Growth (%)	2.9 Dec 2022	quarterly	Mar 2001 - Dec 2022
Total Trade of Goods & Services: % of Nominal GDP (%)	33.989 Mar 2024	quarterly	Mar 2005 - Mar 2024

Production	Last	Frequency	Range
Gold Production (kg)	42,142.000 2022	yearly	1990 - 2022
Industrial Production Index Growth (%)	-1.9 Aug 2024	monthly	Jan 1981 - Aug 2024
Minerals Production (Metric Ton)	112,754,954.000 2022	yearly	2009 - 2022
Motor Vehicle Production (Unit)	34,700.000 2023	yearly	1999 - 2023
Silver Production (Metric Ton)	29.000 2021	yearly	1990 - 2021

Construction and Properties	Last	Frequency	Range
Building Permits (Unit)	14,486.000 Aug 2024	monthly	Jan 2009 - Aug 2024
House Prices Growth (%)	10.9 Jun 2024	quarterly	Mar 1998 - Jun 2024
Nominal Residential Property Price Index (2010=100)	266.556 Mar 2024	quarterly	Mar 1988 - Mar 2024
Nominal Residential Property Price Index Growth (%)	7.773 Mar 2024	quarterly	Mar 1989 - Mar 2024
Real Residential Property Price Index (2010=100)	138.223 Mar 2024	quarterly	Mar 1988 - Mar 2024
Real Residential Property Price Index Growth (%)	-0.037 Mar 2024	quarterly	Mar 1989 - Mar 2024

Government and Public Finance	Last	Frequency	Range
Consolidated Fiscal Balance: % of GDP (%)	0.0 Dec 2023	quarterly	Dec 2000 - Dec 2023
Forecast: Government Expenditure (COP bn)	710,187.230 2028	yearly	1982 - 2028
Forecast: Government Net Debt (COP bn)	1,224,179.732 2029	yearly	1996 - 2029
Forecast: Government Revenue (COP bn)	667,655.950 2028	yearly	1980 - 2028
Government Debt: % of GDP (%)	58.8 Dec 2023	quarterly	Dec 2005 - Dec 2023
National Government Debt (USD mn)	241,886.6 Dec 2023	quarterly	Dec 2001 - Dec 2023
Tax Revenue (USD mn)	3,920.795 Aug 2024	monthly	Jan 1999 - Aug 2024
Consolidated Fiscal Balance (USD mn)	-11,124.180 Dec 2023	quarterly	Mar 1995 - Dec 2023
Tax Revenue: % of GDP (%)	16.8 Jun 2024	quarterly	Mar 2000 - Jun 2024

Demographic and Labour Market	Last	Frequency	Range
Employed Persons (Person)	23,327,903.583 Aug 2024	monthly	Jan 2001 - Aug 2024
Forecast: Population (Person mn)	54.779 2028	yearly	1980 - 2028
Forecast: Unemployment Rate (%)	8.678 2029	yearly	1980 - 2029
Labour Force Participation Rate (%)	64.5 Aug 2024	monthly	Jan 2001 - Aug 2024
Labour Productivity Growth (%)	-0.32 Mar 2024	quarterly	Mar 2002 - Mar 2024
Population (Person mn)	52.2 2023	yearly	1950 - 2023
Unemployment Rate (%)	12.12 Mar 2022	monthly	Jan 2021 - Mar 2022
Monthly Earnings (USD)	281 2021	yearly	2019 - 2021

More Indicators for Colombia

Indicators	Last	Frequency	Range
Colombia GIHS: Employment: Metropolitan: Government Employee (Person th)	372.073 Dec 2021	quarterly	Mar 2001 - Dec 2021
Colombia GIHS: Employment: Metropolitan: Domestic Employee (Person th)	310.642 Dec 2021	quarterly	Mar 2001 - Dec 2021
Colombia GIHS: Employment: Metropolitan: Self Employed (Person th)	3,998.243 Dec 2021	quarterly	Mar 2001 - Dec 2021
Colombia GIHS: Employment: Metropolitan: Employer (Person th)	310.333 Dec 2021	quarterly	Mar 2001 - Dec 2021
Colombia GIHS: Employment: Metropolitan: Unpaid Employee (Person th)	138.840 Dec 2021	quarterly	Mar 2001 - Dec 2021
Colombia GIHS: Employment: Metropolitan: Others (Person th)	2.185 Dec 2021	quarterly	Mar 2001 - Dec 2021
Colombia GIHS: Employment: Metropolitan: Male (Person th)	5,797.959 Dec 2021	quarterly	Mar 2001 - Dec 2021
Colombia GIHS: Employment: Metropolitan: Male: Private Employee (Person th)	2,997.547 Dec 2021	quarterly	Mar 2001 - Dec 2021
Colombia GIHS: Employment: Metropolitan: Male: Government Employee (Person th)	203.395 Dec 2021	quarterly	Mar 2001 - Dec 2021
Colombia GIHS: Employment: Metropolitan: Male: Domestic Employee (Person th)	17.776 Dec 2021	quarterly	Mar 2001 - Dec 2021
Colombia GIHS: Employment: Metropolitan: Male: Self Employed (Person th)	2,323.471 Dec 2021	quarterly	Mar 2001 - Dec 2021
Colombia GIHS: Employment: Metropolitan: Male: Employer (Person th)	211.342 Dec 2021	quarterly	Mar 2001 - Dec 2021
Colombia GIHS: Employment: Metropolitan: Male: Unpaid Employee (Person th)	44.075 Dec 2021	quarterly	Mar 2001 - Dec 2021
Colombia GIHS: Employment: Metropolitan: Male: Others (Person th)	0.353 Dec 2021	quarterly	Mar 2001 - Dec 2021
Colombia GIHS: Employment: Metropolitan: Female (Person th)	4,690.591 Dec 2021	quarterly	Mar 2001 - Dec 2021
Colombia GIHS: Employment: Metropolitan: Female: Private Employee (Person th)	2,358.687 Dec 2021	quarterly	Mar 2001 - Dec 2021
Colombia GIHS: Employment: Metropolitan: Female: Government Employee (Person th)	168.678 Dec 2021	quarterly	Mar 2001 - Dec 2021
Colombia GIHS: Employment: Metropolitan: Female: Domestic Employee (Person th)	292.866 Dec 2021	quarterly	Mar 2001 - Dec 2021
Colombia GIHS: Employment: Metropolitan: Female: Self Employed (Person th)	1,674.772 Dec 2021	quarterly	Mar 2001 - Dec 2021
Colombia GIHS: Employment: Metropolitan: Female: Employer (Person th)	98.991 Dec 2021	quarterly	Mar 2001 - Dec 2021
Colombia GIHS: Employment: Metropolitan: Female: Unpaid Employee (Person th)	94.765 Dec 2021	quarterly	Mar 2001 - Dec 2021
Colombia GIHS: Employment: Metropolitan: Female: Others (Person th)	1.832 Dec 2021	quarterly	Mar 2001 - Dec 2021
Colombia GIHS: Employment: Metropolitan: Manufacturing (Person th)	1,717.888 Dec 2019	quarterly	Mar 2001 - Dec 2019
Colombia GIHS: Employment: Metropolitan: Construction (Person th)	831.324 Dec 2019	quarterly	Mar 2001 - Dec 2019
Colombia GIHS: Employment: Metropolitan: Trade (Person th)	3,292.484 Dec 2019	quarterly	Mar 2001 - Dec 2019
Colombia GIHS: Employment: Metropolitan: Transport (Person th)	974.379 Dec 2019	quarterly	Mar 2001 - Dec 2019
Colombia GIHS: Employment: Metropolitan: Real Estate (Person th)	1,234.674 Dec 2019	quarterly	Mar 2001 - Dec 2019
Colombia GIHS: Employment: Metropolitan: Services (Person th)	2,512.141 Dec 2019	quarterly	Mar 2001 - Dec 2019
Colombia GIHS: Employment: Metropolitan: Male: Manufacturing (Person th)	954.217 Dec 2019	quarterly	Mar 2001 - Dec 2019
Colombia GIHS: Employment: Metropolitan: Male: Construction (Person th)	765.523 Dec 2019	quarterly	Mar 2001 - Dec 2019
Colombia GIHS: Employment: Metropolitan: Male: Trade (Person th)	1,694.770 Dec 2019	quarterly	Mar 2001 - Dec 2019
Colombia GIHS: Employment: Metropolitan: Male: Transport (Person th)	836.160 Dec 2019	quarterly	Mar 2001 - Dec 2019
Colombia GIHS: Employment: Metropolitan: Male: Real Estate (Person th)	613.952 Dec 2019	quarterly	Mar 2001 - Dec 2019
Colombia GIHS: Employment: Metropolitan: Male: Services (Person th)	878.446 Dec 2019	quarterly	Mar 2001 - Dec 2019
Colombia GIHS: Employment: Metropolitan: Female: Manufacturing (Person th)	763.672 Dec 2019	quarterly	Mar 2001 - Dec 2019
Colombia GIHS: Employment: Metropolitan: Female: Construction (Person th)	65.801 Dec 2019	quarterly	Mar 2001 - Dec 2019
Colombia GIHS: Employment: Metropolitan: Female: Trade (Person th)	1,597.714 Dec 2019	quarterly	Mar 2001 - Dec 2019
Colombia GIHS: Employment: Metropolitan: Female: Transport (Person th)	138.218 Dec 2019	quarterly	Mar 2001 - Dec 2019
Colombia GIHS: Employment: Metropolitan: Female: Real Estate (Person th)	620.722 Dec 2019	quarterly	Mar 2001 - Dec 2019
Colombia GIHS: Employment: Metropolitan: Female: Services (Person th)	1,633.695 Dec 2019	quarterly	Mar 2001 - Dec 2019
Colombia Minimum Legal Daily Wage (COP)	43,333.330 2024	yearly	1984 - 2024
Colombia Population: Age 55 to 58 (Person th)	2,745.911 2023	yearly	1985 - 2023
Colombia Population: Above Age 80 (Person th)	1,072.846 2023	yearly	1985 - 2023
Colombia Population: Male: Age 55 to 58 (Person th)	1,269.098 2023	yearly	1985 - 2023
Colombia Population: Male: Age Above 80 (Person th)	450.985 2023	yearly	1985 - 2023
Colombia Population: Female: Age 55 to 58 (Person th)	1,476.813 2023	yearly	1985 - 2023
Colombia Population: Female: Age Above 80 (Person th)	621.861 2023	yearly	1985 - 2023
Colombia Nominal Retail Trade Index: excl Fuel (1999=100)	344.596 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Nominal Retail Trade Index: excl Fuel & Vehicles (1999=100)	314.599 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Nominal Retail Trade Index: Food & Non Alcoholic Beverage (1999=100)	285.432 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Nominal Retail Trade Index: Liquor, Cigarettes & Cigars (1999=100)	423.815 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Nominal Retail Trade Index: Goods: Textile, Clothing and Accessories (1999=100)	190.887 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Nominal Retail Trade Index: Goods: Footwear, Leather & Leather Derivati... (1999=100)	321.786 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Nominal Retail Trade Index: Goods: Pharmaceutical (1999=100)	290.474 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Nominal Retail Trade Index: Goods: Personal Care, Cosmetic & Perfume (1999=100)	406.832 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Nominal Retail Trade Index: Goods: Furniture & Electric Household Appli... (1999=100)	797.435 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Nominal Retail Trade Index: Goods: Household Appliances: Crystal, Glass... (1999=100)	300.304 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Nominal Retail Trade Index: Goods: Home Cleaning (1999=100)	354.455 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Nominal Retail Trade Index: Goods: Office Furniture, Computers, Softwar... (1999=100)	1,183.429 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Nominal Retail Trade Index: Goods: Books, Stationary, Magazines & Perio... (1999=100)	117.606 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Nominal Retail Trade Index: Goods: Hardware, Glass & Paints (1999=100)	475.433 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Nominal Retail Trade Index: Goods: Vehicle Accessories (1999=100)	345.275 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Nominal Retail Trade Index: Goods: Vehicles & Motorbikes (1999=100)	849.303 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Nominal Retail Trade Index: Goods: Vehicle Lubricants (1999=100)	282.154 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Nominal Retail Trade Index: Goods: Others (1999=100)	447.982 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Real Retail Trade Index: excl Fuel (1999=100)	199.973 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Real Retail Trade Index: Food & Non Alcoholic Beverage (1999=100)	118.378 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Real Retail Trade Index: Liquor, Cigarettes & Cigars (1999=100)	181.703 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Real Retail Trade Index: Goods: Textile, Clothing and Accessories (1999=100)	169.789 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Real Retail Trade Index: Goods: Footwear, Leather & Leather Derivatives (1999=100)	323.327 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Real Retail Trade Index: Goods: Pharmaceutical (1999=100)	104.688 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Real Retail Trade Index: Goods: Personal Care, Cosmetic & Perfume (1999=100)	234.817 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Real Retail Trade Index: Goods: Furniture & Electric Household Applianc... (1999=100)	608.293 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Real Retail Trade Index: Goods: Household Appliances: Crystal, Glass, C... (1999=100)	170.750 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Real Retail Trade Index: Goods: Home Cleaning (1999=100)	180.103 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Real Retail Trade Index: Goods: Office Furniture, Computers, Software &... (1999=100)	3,598.015 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Real Retail Trade Index: Goods: Books, Stationary, Magazines & Periodic... (1999=100)	55.231 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Real Retail Trade Index: Goods: Hardware, Glass & Paints (1999=100)	267.492 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Real Retail Trade Index: Goods: Vehicle Accessories (1999=100)	200.672 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Real Retail Trade Index: Goods: Vehicles & Motorbikes (1999=100)	668.170 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Real Retail Trade Index: Goods: Vehicle Oil (1999=100)	98.044 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Real Retail Trade Index: Goods: Others (1999=100)	190.539 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Nominal Retail Trade Index: Motor Vehicle (1999=100)	784.150 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Nominal Retail Trade Index: Motor Vehicle: Parts & Accessories (1999=100)	265.405 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Nominal Retail Trade Index: Motorcycles and Related Accessories (1999=100)	437.865 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Nominal Retail Trade Index: Non-Specialized Stores: Mainly Food (1999=100)	317.967 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Nominal Retail Trade Index: Non-Specialized Stores: Mainly Non Food (1999=100)	888.933 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Nominal Retail Trade Index: Specialized Stores: Food (1999=100)	207.807 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Nominal Retail Trade Index: Pharmacy Products, Perfumes and Cosmetics (1999=100)	409.852 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Nominal Retail Trade Index: Textiles Products (1999=100)	93.502 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Nominal Retail Trade Index: Clothing and Accessories (1999=100)	249.621 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Nominal Retail Trade Index: Shoes and Leather Products (1999=100)	348.331 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Nominal Retail Trade Index: Household Appliances (1999=100)	232.301 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Nominal Retail Trade Index: Furniture (1999=100)	194.759 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Nominal Retail Trade Index: Domestic Equipment & Articles (1999=100)	53.385 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Nominal Retail Trade Index: Other Domestic Products (1999=100)	316.282 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Nominal Retail Trade Index: Books, Stationary & Periodicals (1999=100)	133.521 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Nominal Retail Trade Index: Other (1999=100)	143.899 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Real Retail Trade Index: Motor Vehicle (1999=100)	594.006 Apr 2014	monthly	Jan 1999 - Apr 2014
Colombia Real Retail Trade Index: Motor Vehicle: Parts & Accessories (1999=100)	157.437 Apr 2014	monthly	Jan 1999 - Apr 2014

Request a demo of CEIC

CEIC’s economic databases cover over 200 global markets. Our Platform offers the most reliable macroeconomic data and advanced analytical tools.

Request a demo

Please note, product demos are not available for students. Please click here to find out more about the version of CEIC available for student users.

Monetary

Credit Portfolio Balances Financial System: Deposit Money Banks: Annual Financial System: Monetary: Annual Financial System: Monetary: Quarterly Foreign Reserves International Liquidity: Annual Monetary Aggregates: OECD Member Monetary Sectorization Money Supply: Annual Net International Reserves Payment System

Bank Loans Financial System: Annual Financial System: Monetary Financial System: Monetary Authorities: Annual Financial System: Nonbank Financial Institutions: Annual International Liquidity International Liquidity: Quarterly Monetary Base Money Supply Net Foreign Assets Non Performing Loan Ratio Reserves Requirements Ratio