Pakistan Financial Soundness Indicators

Pakistan Asset Quality: NPL to Total Loans

2014 - 2019 | Semiannually | % | State Bank of Pakistan

Asset Quality: NPL to Total Loans data was reported at 8.800 % in Jun 2019. This records an increase from the previous number of 8.000 % for Dec 2018. Asset Quality: NPL to Total Loans data is updated semiannually, averaging 9.700 % from Dec 2014 (Median) to Jun 2019, with 10 observations. The data reached an all-time high of 12.400 % in Jun 2015 and a record low of 7.900 % in Jun 2018. Asset Quality: NPL to Total Loans data remains active status in CEIC and is reported by State Bank of Pakistan. The data is categorized under Global Database’s Pakistan – Table PK.KB045: Financial Soundness Indicators.

Last Frequency Range
8.800 Jun 2019 semiannually Dec 2014 - Jun 2019

View Pakistan's Pakistan Asset Quality: NPL to Total Loans from Dec 2014 to Jun 2019 in the chart:

Pakistan Pakistan Asset Quality: NPL to Total Loans

Pakistan Asset Quality: Net NPL to Capital

2014 - 2019 | Semiannually | % | State Bank of Pakistan

Asset Quality: Net NPL to Capital data was reported at 11.500 % in Jun 2019. This records an increase from the previous number of 7.800 % for Dec 2018. Asset Quality: Net NPL to Capital data is updated semiannually, averaging 7.900 % from Dec 2014 (Median) to Jun 2019, with 10 observations. The data reached an all-time high of 11.500 % in Jun 2019 and a record low of 5.800 % in Dec 2017. Asset Quality: Net NPL to Capital data remains active status in CEIC and is reported by State Bank of Pakistan. The data is categorized under Global Database’s Pakistan – Table PK.KB045: Financial Soundness Indicators.

Last Frequency Range
11.500 Jun 2019 semiannually Dec 2014 - Jun 2019

View Pakistan's Pakistan Asset Quality: Net NPL to Capital from Dec 2014 to Jun 2019 in the chart:

Pakistan Pakistan Asset Quality: Net NPL to Capital

Pakistan Asset Quality: Net NPL to Net Loans

2014 - 2019 | Semiannually | % | State Bank of Pakistan

Asset Quality: Net NPL to Net Loans data was reported at 2.100 % in Jun 2019. This records an increase from the previous number of 1.400 % for Dec 2018. Asset Quality: Net NPL to Net Loans data is updated semiannually, averaging 1.750 % from Dec 2014 (Median) to Jun 2019, with 10 observations. The data reached an all-time high of 2.700 % in Jun 2015 and a record low of 1.100 % in Jun 2018. Asset Quality: Net NPL to Net Loans data remains active status in CEIC and is reported by State Bank of Pakistan. The data is categorized under Global Database’s Pakistan – Table PK.KB045: Financial Soundness Indicators.

Last Frequency Range
2.100 Jun 2019 semiannually Dec 2014 - Jun 2019

View Pakistan's Pakistan Asset Quality: Net NPL to Net Loans from Dec 2014 to Jun 2019 in the chart:

Pakistan Pakistan Asset Quality: Net NPL to Net Loans

Pakistan Asset Quality: Provisions to NPLs

2014 - 2019 | Semiannually | % | State Bank of Pakistan

Asset Quality: Provisions to NPLs data was reported at 78.400 % in Jun 2019. This records a decrease from the previous number of 83.800 % for Dec 2018. Asset Quality: Provisions to NPLs data is updated semiannually, averaging 83.750 % from Dec 2014 (Median) to Jun 2019, with 10 observations. The data reached an all-time high of 87.200 % in Dec 2017 and a record low of 78.400 % in Jun 2019. Asset Quality: Provisions to NPLs data remains active status in CEIC and is reported by State Bank of Pakistan. The data is categorized under Global Database’s Pakistan – Table PK.KB045: Financial Soundness Indicators.

Last Frequency Range
78.400 Jun 2019 semiannually Dec 2014 - Jun 2019

View Pakistan's Pakistan Asset Quality: Provisions to NPLs from Dec 2014 to Jun 2019 in the chart:

Pakistan Pakistan Asset Quality: Provisions to NPLs

Pakistan Earnings: Cost to Income Ratio

2014 - 2019 | Semiannually | % | State Bank of Pakistan

Earnings: Cost to Income Ratio data was reported at 57.100 % in Jun 2019. This records a decrease from the previous number of 60.200 % for Dec 2018. Earnings: Cost to Income Ratio data is updated semiannually, averaging 54.550 % from Dec 2014 (Median) to Jun 2019, with 10 observations. The data reached an all-time high of 60.200 % in Dec 2018 and a record low of 46.100 % in Jun 2015. Earnings: Cost to Income Ratio data remains active status in CEIC and is reported by State Bank of Pakistan. The data is categorized under Global Database’s Pakistan – Table PK.KB045: Financial Soundness Indicators.

Last Frequency Range
57.100 Jun 2019 semiannually Dec 2014 - Jun 2019

View Pakistan's Pakistan Earnings: Cost to Income Ratio from Dec 2014 to Jun 2019 in the chart:

Pakistan Pakistan Earnings: Cost to Income Ratio

Pakistan Earnings: Net Interest Income to Gross Income

2014 - 2019 | Semiannually | % | State Bank of Pakistan

Earnings: Net Interest Income to Gross Income data was reported at 78.400 % in Jun 2019. This records an increase from the previous number of 75.400 % for Dec 2018. Earnings: Net Interest Income to Gross Income data is updated semiannually, averaging 71.250 % from Dec 2014 (Median) to Jun 2019, with 10 observations. The data reached an all-time high of 78.400 % in Jun 2019 and a record low of 67.500 % in Jun 2015. Earnings: Net Interest Income to Gross Income data remains active status in CEIC and is reported by State Bank of Pakistan. The data is categorized under Global Database’s Pakistan – Table PK.KB045: Financial Soundness Indicators.

Last Frequency Range
78.400 Jun 2019 semiannually Dec 2014 - Jun 2019

View Pakistan's Pakistan Earnings: Net Interest Income to Gross Income from Dec 2014 to Jun 2019 in the chart:

Pakistan Pakistan Earnings: Net Interest Income to Gross Income

Pakistan Earnings: Returns on Assets: After Tax

2014 - 2019 | Semiannually | % | State Bank of Pakistan

Earnings: Returns on Assets: After Tax data was reported at 0.800 % in Jun 2019. This stayed constant from the previous number of 0.800 % for Dec 2018. Earnings: Returns on Assets: After Tax data is updated semiannually, averaging 1.200 % from Dec 2014 (Median) to Jun 2019, with 10 observations. The data reached an all-time high of 1.600 % in Jun 2015 and a record low of 0.800 % in Jun 2019. Earnings: Returns on Assets: After Tax data remains active status in CEIC and is reported by State Bank of Pakistan. The data is categorized under Global Database’s Pakistan – Table PK.KB045: Financial Soundness Indicators.

Last Frequency Range
0.800 Jun 2019 semiannually Dec 2014 - Jun 2019

View Pakistan's Pakistan Earnings: Returns on Assets: After Tax from Dec 2014 to Jun 2019 in the chart:

Pakistan Pakistan Earnings: Returns on Assets: After Tax

Pakistan Earnings: Returns on Assets: Before Tax

2014 - 2019 | Semiannually | % | State Bank of Pakistan

Earnings: Returns on Assets: Before Tax data was reported at 1.600 % in Jun 2019. This records an increase from the previous number of 1.300 % for Dec 2018. Earnings: Returns on Assets: Before Tax data is updated semiannually, averaging 1.950 % from Dec 2014 (Median) to Jun 2019, with 10 observations. The data reached an all-time high of 2.700 % in Jun 2015 and a record low of 1.300 % in Dec 2018. Earnings: Returns on Assets: Before Tax data remains active status in CEIC and is reported by State Bank of Pakistan. The data is categorized under Global Database’s Pakistan – Table PK.KB045: Financial Soundness Indicators.

Last Frequency Range
1.600 Jun 2019 semiannually Dec 2014 - Jun 2019

View Pakistan's Pakistan Earnings: Returns on Assets: Before Tax from Dec 2014 to Jun 2019 in the chart:

Pakistan Pakistan Earnings: Returns on Assets: Before Tax

Pakistan Earnings: Returns on Equity: Avg. Equity & Surplus: After Tax

2014 - 2019 | Semiannually | % | State Bank of Pakistan

Earnings: Returns on Equity: Avg. Equity & Surplus: After Tax data was reported at 11.400 % in Jun 2019. This records an increase from the previous number of 10.700 % for Dec 2018. Earnings: Returns on Equity: Avg. Equity & Surplus: After Tax data is updated semiannually, averaging 13.750 % from Dec 2014 (Median) to Jun 2019, with 10 observations. The data reached an all-time high of 16.100 % in Dec 2014 and a record low of 10.700 % in Dec 2018. Earnings: Returns on Equity: Avg. Equity & Surplus: After Tax data remains active status in CEIC and is reported by State Bank of Pakistan. The data is categorized under Global Database’s Pakistan – Table PK.KB045: Financial Soundness Indicators.

Last Frequency Range
11.400 Jun 2019 semiannually Dec 2014 - Jun 2019

View Pakistan's Pakistan Earnings: Returns on Equity: Avg. Equity & Surplus: After Tax from Dec 2014 to Jun 2019 in the chart:

Pakistan Pakistan Earnings: Returns on Equity: Avg. Equity & Surplus: After Tax

Pakistan Earnings: Returns on Equity: Avg. Equity & Surplus: Before Tax

2014 - 2019 | Semiannually | % | State Bank of Pakistan

Earnings: Returns on Equity: Avg. Equity & Surplus: Before Tax data was reported at 21.300 % in Jun 2019. This records an increase from the previous number of 17.400 % for Dec 2018. Earnings: Returns on Equity: Avg. Equity & Surplus: Before Tax data is updated semiannually, averaging 22.850 % from Dec 2014 (Median) to Jun 2019, with 10 observations. The data reached an all-time high of 27.500 % in Jun 2015 and a record low of 17.400 % in Dec 2018. Earnings: Returns on Equity: Avg. Equity & Surplus: Before Tax data remains active status in CEIC and is reported by State Bank of Pakistan. The data is categorized under Global Database’s Pakistan – Table PK.KB045: Financial Soundness Indicators.

Last Frequency Range
21.300 Jun 2019 semiannually Dec 2014 - Jun 2019

View Pakistan's Pakistan Earnings: Returns on Equity: Avg. Equity & Surplus: Before Tax from Dec 2014 to Jun 2019 in the chart:

Pakistan Pakistan Earnings: Returns on Equity: Avg. Equity & Surplus: Before Tax

Pakistan Liquidity: Advances to Deposits

2014 - 2019 | Semiannually | % | State Bank of Pakistan

Liquidity: Advances to Deposits data was reported at 53.200 % in Jun 2019. This records a decrease from the previous number of 55.800 % for Dec 2018. Liquidity: Advances to Deposits data is updated semiannually, averaging 48.450 % from Dec 2014 (Median) to Jun 2019, with 10 observations. The data reached an all-time high of 55.800 % in Dec 2018 and a record low of 45.700 % in Jun 2015. Liquidity: Advances to Deposits data remains active status in CEIC and is reported by State Bank of Pakistan. The data is categorized under Global Database’s Pakistan – Table PK.KB045: Financial Soundness Indicators.

Last Frequency Range
53.200 Jun 2019 semiannually Dec 2014 - Jun 2019

View Pakistan's Pakistan Liquidity: Advances to Deposits from Dec 2014 to Jun 2019 in the chart:

Pakistan Pakistan Liquidity: Advances to Deposits

Pakistan Liquidity: Liquid Assets to Total Assets

2014 - 2019 | Semiannually | % | State Bank of Pakistan

Liquidity: Liquid Assets to Total Assets data was reported at 48.000 % in Jun 2019. This records a decrease from the previous number of 48.700 % for Dec 2018. Liquidity: Liquid Assets to Total Assets data is updated semiannually, averaging 53.000 % from Dec 2014 (Median) to Jun 2019, with 10 observations. The data reached an all-time high of 55.200 % in Jun 2016 and a record low of 48.000 % in Jun 2019. Liquidity: Liquid Assets to Total Assets data remains active status in CEIC and is reported by State Bank of Pakistan. The data is categorized under Global Database’s Pakistan – Table PK.KB045: Financial Soundness Indicators.

Last Frequency Range
48.000 Jun 2019 semiannually Dec 2014 - Jun 2019

View Pakistan's Pakistan Liquidity: Liquid Assets to Total Assets from Dec 2014 to Jun 2019 in the chart:

Pakistan Pakistan Liquidity: Liquid Assets to Total Assets

Pakistan Liquidity: Liquid Assets to Total Deposits

2014 - 2019 | Semiannually | % | State Bank of Pakistan

Liquidity: Liquid Assets to Total Deposits data was reported at 65.300 % in Jun 2019. This records a decrease from the previous number of 67.200 % for Dec 2018. Liquidity: Liquid Assets to Total Deposits data is updated semiannually, averaging 71.700 % from Dec 2014 (Median) to Jun 2019, with 10 observations. The data reached an all-time high of 77.000 % in Jun 2016 and a record low of 64.500 % in Dec 2014. Liquidity: Liquid Assets to Total Deposits data remains active status in CEIC and is reported by State Bank of Pakistan. The data is categorized under Global Database’s Pakistan – Table PK.KB045: Financial Soundness Indicators.

Last Frequency Range
65.300 Jun 2019 semiannually Dec 2014 - Jun 2019

View Pakistan's Pakistan Liquidity: Liquid Assets to Total Deposits from Dec 2014 to Jun 2019 in the chart:

Pakistan Pakistan Liquidity: Liquid Assets to Total Deposits

Pakistan Tier 1 Capital to Risk Weighted Assets

2014 - 2019 | Semiannually | % | State Bank of Pakistan

Tier 1 Capital to Risk Weighted Assets data was reported at 13.300 % in Jun 2019. This records an increase from the previous number of 13.200 % for Dec 2018. Tier 1 Capital to Risk Weighted Assets data is updated semiannually, averaging 13.100 % from Dec 2014 (Median) to Jun 2019, with 10 observations. The data reached an all-time high of 14.400 % in Dec 2015 and a record low of 12.700 % in Jun 2017. Tier 1 Capital to Risk Weighted Assets data remains active status in CEIC and is reported by State Bank of Pakistan. The data is categorized under Global Database’s Pakistan – Table PK.KB045: Financial Soundness Indicators.

Last Frequency Range
13.300 Jun 2019 semiannually Dec 2014 - Jun 2019

View Pakistan's Pakistan Tier 1 Capital to Risk Weighted Assets from Dec 2014 to Jun 2019 in the chart:

Pakistan Pakistan Tier 1 Capital to Risk Weighted Assets
Asset Quality: NPL to Total Loans
Asset Quality: Net NPL to Capital
Asset Quality: Net NPL to Net Loans
Asset Quality: Provisions to NPLs
Earnings: Cost to Income Ratio
Earnings: Net Interest Income to Gross Income
Earnings: Returns on Assets: After Tax
Earnings: Returns on Assets: Before Tax
Earnings: Returns on Equity: Avg. Equity & Surplus: After Tax
Earnings: Returns on Equity: Avg. Equity & Surplus: Before Tax
Liquidity: Advances to Deposits
Liquidity: Liquid Assets to Total Assets
Liquidity: Liquid Assets to Total Deposits
Tier 1 Capital to Risk Weighted Assets
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