Australia Interest Rates

Deposit Interest Rate

1981 - 2019 | Yearly | % pa | World Bank

AU: Deposit Interest Rate data was reported at 1.558 % pa in 2019. This records a decrease from the previous number of 1.979 % pa for 2018. AU: Deposit Interest Rate data is updated yearly, averaging 4.529 % pa from Dec 1981 (Median) to 2019, with 39 observations. The data reached an all-time high of 18.346 % pa in 1989 and a record low of 1.558 % pa in 2019. AU: Deposit Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Australia – Table AU.World Bank.WDI: Interest Rates. Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.;International Monetary Fund, International Financial Statistics and data files.;;

Last Frequency Range
1.558 2019 yearly 1981 - 2019

View Australia's Deposit Interest Rate from 1981 to 2019 in the chart:

Australia Deposit Interest Rate

Interest Rate Spread

1981 - 2019 | Yearly | % pa | World Bank

AU: Interest Rate Spread data was reported at 3.543 % pa in 2019. This records an increase from the previous number of 3.282 % pa for 2018. AU: Interest Rate Spread data is updated yearly, averaging 3.048 % pa from Dec 1981 (Median) to 2019, with 39 observations. The data reached an all-time high of 4.183 % pa in 2008 and a record low of -1.888 % pa in 1989. AU: Interest Rate Spread data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Australia – Table AU.World Bank.WDI: Interest Rates. Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.;International Monetary Fund, International Financial Statistics and data files.;Median;

Last Frequency Range
3.543 2019 yearly 1981 - 2019

View Australia's Interest Rate Spread from 1981 to 2019 in the chart:

Australia Interest Rate Spread

Lending Interest Rate

1960 - 2019 | Yearly | % pa | World Bank

AU: Lending Interest Rate data was reported at 5.101 % pa in 2019. This records a decrease from the previous number of 5.261 % pa for 2018. AU: Lending Interest Rate data is updated yearly, averaging 7.269 % pa from Dec 1960 (Median) to 2019, with 60 observations. The data reached an all-time high of 16.458 % pa in 1989 and a record low of 5.000 % pa in 1960. AU: Lending Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Australia – Table AU.World Bank.WDI: Interest Rates. Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.;International Monetary Fund, International Financial Statistics and data files.;;

Last Frequency Range
5.101 2019 yearly 1960 - 2019

View Australia's Lending Interest Rate from 1960 to 2019 in the chart:

Australia Lending Interest Rate

Real Interest Rate

1961 - 2019 | Yearly | % pa | World Bank

AU: Real Interest Rate data was reported at 1.647 % pa in 2019. This records a decrease from the previous number of 3.370 % pa for 2018. AU: Real Interest Rate data is updated yearly, averaging 3.307 % pa from Dec 1961 (Median) to 2019, with 59 observations. The data reached an all-time high of 10.090 % pa in 1991 and a record low of -6.018 % pa in 1974. AU: Real Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Australia – Table AU.World Bank.WDI: Interest Rates. Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.;International Monetary Fund, International Financial Statistics and data files using World Bank data on the GDP deflator.;;

Last Frequency Range
1.647 2019 yearly 1961 - 2019

View Australia's Real Interest Rate from 1961 to 2019 in the chart:

Australia Real Interest Rate

Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate

1995 - 2013 | Yearly | % pa | World Bank

AU: Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate data was reported at 3.351 % pa in 2013. This records a decrease from the previous number of 3.481 % pa for 2012. AU: Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate data is updated yearly, averaging 2.713 % pa from Dec 1995 (Median) to 2013, with 13 observations. The data reached an all-time high of 3.481 % pa in 2012 and a record low of 1.741 % pa in 2000. AU: Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Australia – Table AU.World Bank.WDI: Interest Rates. Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the 'risk free' treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.;International Monetary Fund, International Financial Statistics database.;;

Last Frequency Range
3.351 2013 yearly 1995 - 2013

View Australia's Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate from 1995 to 2013 in the chart:

Australia Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate
AU: Deposit Interest Rate
AU: Interest Rate Spread
AU: Lending Interest Rate
AU: Real Interest Rate
AU: Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate
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