Bosnia and Herzegovina Monetary Survey: Banking System
Banking System: Assets: DC: Claims on Central Government: Net
Banking System: Assets: DC: Claims on Central Government: Net data was reported at 637.381 BAM mn in Dec 2024. This records an increase from the previous number of 169.292 BAM mn for Nov 2024. Banking System: Assets: DC: Claims on Central Government: Net data is updated monthly, averaging -352.722 BAM mn from Aug 1997 (Median) to Dec 2024, with 329 observations. The data reached an all-time high of 637.381 BAM mn in Dec 2024 and a record low of -2,482.322 BAM mn in Oct 2007. Banking System: Assets: DC: Claims on Central Government: Net data remains active status in CEIC and is reported by Central Bank of Bosnia and Herzegovina. The data is categorized under Global Database’s Bosnia and Herzegovina – Table BA.KA004: Monetary Survey: Banking System.
Last | Frequency | Range |
---|---|---|
637.381 Dec 2024 | monthly | Aug 1997 - Dec 2024 |
View Bosnia and Herzegovina's Banking System: Assets: DC: Claims on Central Government: Net from Aug 1997 to Dec 2024 in the chart:
Banking System: Assets: DC: Claims on Non Central Government
Banking System: Assets: DC: Claims on Non Central Government data was reported at 751.014 BAM mn in Dec 2024. This records a decrease from the previous number of 753.132 BAM mn for Nov 2024. Banking System: Assets: DC: Claims on Non Central Government data is updated monthly, averaging 268.840 BAM mn from Aug 1997 (Median) to Dec 2024, with 329 observations. The data reached an all-time high of 753.132 BAM mn in Nov 2024 and a record low of 2.652 BAM mn in Jun 1998. Banking System: Assets: DC: Claims on Non Central Government data remains active status in CEIC and is reported by Central Bank of Bosnia and Herzegovina. The data is categorized under Global Database’s Bosnia and Herzegovina – Table BA.KA004: Monetary Survey: Banking System.
Last | Frequency | Range |
---|---|---|
751.014 Dec 2024 | monthly | Aug 1997 - Dec 2024 |
View Bosnia and Herzegovina's Banking System: Assets: DC: Claims on Non Central Government from Aug 1997 to Dec 2024 in the chart:
Banking System: Assets: DC: Claims on Non Financial Enterprises: Private
Banking System: Assets: DC: Claims on Non Financial Enterprises: Private data was reported at 10,713.716 BAM mn in Dec 2024. This records an increase from the previous number of 10,650.586 BAM mn for Nov 2024. Banking System: Assets: DC: Claims on Non Financial Enterprises: Private data is updated monthly, averaging 7,236.815 BAM mn from Aug 1997 (Median) to Dec 2024, with 329 observations. The data reached an all-time high of 10,713.716 BAM mn in Dec 2024 and a record low of 869.533 BAM mn in Aug 1997. Banking System: Assets: DC: Claims on Non Financial Enterprises: Private data remains active status in CEIC and is reported by Central Bank of Bosnia and Herzegovina. The data is categorized under Global Database’s Bosnia and Herzegovina – Table BA.KA004: Monetary Survey: Banking System.
Last | Frequency | Range |
---|---|---|
10,713.716 Dec 2024 | monthly | Aug 1997 - Dec 2024 |
View Bosnia and Herzegovina's Banking System: Assets: DC: Claims on Non Financial Enterprises: Private from Aug 1997 to Dec 2024 in the chart:
Banking System: Assets: DC: Claims on Non Financial Enterprises: Public
Banking System: Assets: DC: Claims on Non Financial Enterprises: Public data was reported at 734.456 BAM mn in Dec 2024. This records an increase from the previous number of 612.179 BAM mn for Nov 2024. Banking System: Assets: DC: Claims on Non Financial Enterprises: Public data is updated monthly, averaging 455.205 BAM mn from Aug 1997 (Median) to Dec 2024, with 329 observations. The data reached an all-time high of 2,817.851 BAM mn in Sep 1997 and a record low of 215.796 BAM mn in Jul 2006. Banking System: Assets: DC: Claims on Non Financial Enterprises: Public data remains active status in CEIC and is reported by Central Bank of Bosnia and Herzegovina. The data is categorized under Global Database’s Bosnia and Herzegovina – Table BA.KA004: Monetary Survey: Banking System.
Last | Frequency | Range |
---|---|---|
734.456 Dec 2024 | monthly | Aug 1997 - Dec 2024 |
View Bosnia and Herzegovina's Banking System: Assets: DC: Claims on Non Financial Enterprises: Public from Aug 1997 to Dec 2024 in the chart:
Banking System: Assets: DC: Claims on Other Financial Corporations
Banking System: Assets: DC: Claims on Other Financial Corporations data was reported at 300.045 BAM mn in Dec 2024. This records an increase from the previous number of 287.295 BAM mn for Nov 2024. Banking System: Assets: DC: Claims on Other Financial Corporations data is updated monthly, averaging 81.495 BAM mn from Aug 1997 (Median) to Dec 2024, with 329 observations. The data reached an all-time high of 304.688 BAM mn in Sep 2024 and a record low of 4.248 BAM mn in Apr 1998. Banking System: Assets: DC: Claims on Other Financial Corporations data remains active status in CEIC and is reported by Central Bank of Bosnia and Herzegovina. The data is categorized under Global Database’s Bosnia and Herzegovina – Table BA.KA004: Monetary Survey: Banking System.
Last | Frequency | Range |
---|---|---|
300.045 Dec 2024 | monthly | Aug 1997 - Dec 2024 |
View Bosnia and Herzegovina's Banking System: Assets: DC: Claims on Other Financial Corporations from Aug 1997 to Dec 2024 in the chart:
Banking System: Assets: DC: Claims on Other Resident Sector
Banking System: Assets: DC: Claims on Other Resident Sector data was reported at 12,933.888 BAM mn in Dec 2024. This records an increase from the previous number of 12,882.496 BAM mn for Nov 2024. Banking System: Assets: DC: Claims on Other Resident Sector data is updated monthly, averaging 6,709.594 BAM mn from Aug 1997 (Median) to Dec 2024, with 329 observations. The data reached an all-time high of 12,933.888 BAM mn in Dec 2024 and a record low of 114.911 BAM mn in Aug 1997. Banking System: Assets: DC: Claims on Other Resident Sector data remains active status in CEIC and is reported by Central Bank of Bosnia and Herzegovina. The data is categorized under Global Database’s Bosnia and Herzegovina – Table BA.KA004: Monetary Survey: Banking System.
Last | Frequency | Range |
---|---|---|
12,933.888 Dec 2024 | monthly | Aug 1997 - Dec 2024 |
View Bosnia and Herzegovina's Banking System: Assets: DC: Claims on Other Resident Sector from Aug 1997 to Dec 2024 in the chart:
Banking System: Assets: Domestic Credit (DC)
Banking System: Assets: Domestic Credit (DC) data was reported at 26,070.499 BAM mn in Dec 2024. This records an increase from the previous number of 25,354.980 BAM mn for Nov 2024. Banking System: Assets: Domestic Credit (DC) data is updated monthly, averaging 13,451.391 BAM mn from Aug 1997 (Median) to Dec 2024, with 329 observations. The data reached an all-time high of 26,070.499 BAM mn in Dec 2024 and a record low of 2,267.188 BAM mn in Dec 1997. Banking System: Assets: Domestic Credit (DC) data remains active status in CEIC and is reported by Central Bank of Bosnia and Herzegovina. The data is categorized under Global Database’s Bosnia and Herzegovina – Table BA.KA004: Monetary Survey: Banking System. Domestic credit represent commercial banks' claims on all domestic institutional sectors, but it should be noted that claims on central government are presented in net amounts, i.e. they are reduced by the deposits of central government with the CBBH and with BiH commercial banks. The central governments consists of BH Institutions, entity governments and Brčko Distrikt.
Last | Frequency | Range |
---|---|---|
26,070.499 Dec 2024 | monthly | Aug 1997 - Dec 2024 |
View Bosnia and Herzegovina's Banking System: Assets: Domestic Credit (DC) from Aug 1997 to Dec 2024 in the chart:
Banking System: Assets: NF: Foreign Assets
Banking System: Assets: NF: Foreign Assets data was reported at 24,235.491 BAM mn in Dec 2024. This records an increase from the previous number of 23,965.027 BAM mn for Nov 2024. Banking System: Assets: NF: Foreign Assets data is updated monthly, averaging 9,369.006 BAM mn from Aug 1997 (Median) to Dec 2024, with 329 observations. The data reached an all-time high of 24,235.491 BAM mn in Dec 2024 and a record low of 988.491 BAM mn in Apr 1998. Banking System: Assets: NF: Foreign Assets data remains active status in CEIC and is reported by Central Bank of Bosnia and Herzegovina. The data is categorized under Global Database’s Bosnia and Herzegovina – Table BA.KA004: Monetary Survey: Banking System.
Last | Frequency | Range |
---|---|---|
24,235.491 Dec 2024 | monthly | Aug 1997 - Dec 2024 |
View Bosnia and Herzegovina's Banking System: Assets: NF: Foreign Assets from Aug 1997 to Dec 2024 in the chart:
Banking System: Assets: NF: Foreign Liabilities
Banking System: Assets: NF: Foreign Liabilities data was reported at -1,949.829 BAM mn in Dec 2024. This records a decrease from the previous number of -1,942.649 BAM mn for Nov 2024. Banking System: Assets: NF: Foreign Liabilities data is updated monthly, averaging -2,524.329 BAM mn from Aug 1997 (Median) to Dec 2024, with 329 observations. The data reached an all-time high of -1,419.220 BAM mn in Mar 2024 and a record low of -6,000.005 BAM mn in Dec 2008. Banking System: Assets: NF: Foreign Liabilities data remains active status in CEIC and is reported by Central Bank of Bosnia and Herzegovina. The data is categorized under Global Database’s Bosnia and Herzegovina – Table BA.KA004: Monetary Survey: Banking System.
Last | Frequency | Range |
---|---|---|
-1,949.829 Dec 2024 | monthly | Aug 1997 - Dec 2024 |
View Bosnia and Herzegovina's Banking System: Assets: NF: Foreign Liabilities from Aug 1997 to Dec 2024 in the chart:
Banking System: Assets: Net Foreign Assets (NF)
Banking System: Assets: Net Foreign Assets (NF) data was reported at 22,285.662 BAM mn in Dec 2024. This records an increase from the previous number of 22,022.378 BAM mn for Nov 2024. Banking System: Assets: Net Foreign Assets (NF) data is updated monthly, averaging 5,028.937 BAM mn from Aug 1997 (Median) to Dec 2024, with 329 observations. The data reached an all-time high of 22,285.662 BAM mn in Dec 2024 and a record low of -2,101.605 BAM mn in Aug 1997. Banking System: Assets: Net Foreign Assets (NF) data remains active status in CEIC and is reported by Central Bank of Bosnia and Herzegovina. The data is categorized under Global Database’s Bosnia and Herzegovina – Table BA.KA004: Monetary Survey: Banking System. Foreign assets (net) represent the difference between total foreign assets and total foreign liabilities of the monetary authorities and commercial banks.
Last | Frequency | Range |
---|---|---|
22,285.662 Dec 2024 | monthly | Aug 1997 - Dec 2024 |
View Bosnia and Herzegovina's Banking System: Assets: Net Foreign Assets (NF) from Aug 1997 to Dec 2024 in the chart:
Banking System: Liabilities: Loans
Banking System: Liabilities: Loans data was reported at 607.956 BAM mn in Dec 2024. This records a decrease from the previous number of 608.246 BAM mn for Nov 2024. Banking System: Liabilities: Loans data is updated monthly, averaging 470.274 BAM mn from Aug 1997 (Median) to Dec 2024, with 329 observations. The data reached an all-time high of 725.138 BAM mn in Aug 2012 and a record low of 0.001 BAM mn in Dec 2005. Banking System: Liabilities: Loans data remains active status in CEIC and is reported by Central Bank of Bosnia and Herzegovina. The data is categorized under Global Database’s Bosnia and Herzegovina – Table BA.KA004: Monetary Survey: Banking System.
Last | Frequency | Range |
---|---|---|
607.956 Dec 2024 | monthly | Aug 1997 - Dec 2024 |
View Bosnia and Herzegovina's Banking System: Liabilities: Loans from Aug 1997 to Dec 2024 in the chart:
Banking System: Liabilities: M2
Banking System: Liabilities: M2 data was reported at 39,134.954 BAM mn in Dec 2024. This records an increase from the previous number of 38,275.357 BAM mn for Nov 2024. Banking System: Liabilities: M2 data is updated monthly, averaging 13,727.005 BAM mn from Aug 1997 (Median) to Dec 2024, with 329 observations. The data reached an all-time high of 39,134.954 BAM mn in Dec 2024 and a record low of 905.344 BAM mn in Aug 1997. Banking System: Liabilities: M2 data remains active status in CEIC and is reported by Central Bank of Bosnia and Herzegovina. The data is categorized under Global Database’s Bosnia and Herzegovina – Table BA.KA004: Monetary Survey: Banking System. Money supply (M2) comprises monetary aggregates, money (M1) and quasi money (QM).
Last | Frequency | Range |
---|---|---|
39,134.954 Dec 2024 | monthly | Aug 1997 - Dec 2024 |
View Bosnia and Herzegovina's Banking System: Liabilities: M2 from Aug 1997 to Dec 2024 in the chart:
Banking System: Liabilities: M2: M1
Banking System: Liabilities: M2: M1 data was reported at 24,112.718 BAM mn in Dec 2024. This records an increase from the previous number of 23,374.833 BAM mn for Nov 2024. Banking System: Liabilities: M2: M1 data is updated monthly, averaging 5,896.923 BAM mn from Aug 1997 (Median) to Dec 2024, with 329 observations. The data reached an all-time high of 24,112.718 BAM mn in Dec 2024 and a record low of 201.676 BAM mn in Jun 1998. Banking System: Liabilities: M2: M1 data remains active status in CEIC and is reported by Central Bank of Bosnia and Herzegovina. The data is categorized under Global Database’s Bosnia and Herzegovina – Table BA.KA004: Monetary Survey: Banking System. Money (M1) comprises currency outside banks, demand deposits in the domestic currency of noncentral governments (cantons, municipalities and funds), deposits of non-financial enterprises and private sector.
Last | Frequency | Range |
---|---|---|
24,112.718 Dec 2024 | monthly | Aug 1997 - Dec 2024 |
View Bosnia and Herzegovina's Banking System: Liabilities: M2: M1 from Aug 1997 to Dec 2024 in the chart:
Banking System: Liabilities: M2: M1: Currency Outside Banks
Banking System: Liabilities: M2: M1: Currency Outside Banks data was reported at 6,868.238 BAM mn in Dec 2024. This records an increase from the previous number of 6,800.153 BAM mn for Nov 2024. Banking System: Liabilities: M2: M1: Currency Outside Banks data is updated monthly, averaging 2,237.422 BAM mn from Aug 1997 (Median) to Dec 2024, with 329 observations. The data reached an all-time high of 6,868.238 BAM mn in Dec 2024 and a record low of 82.858 BAM mn in Jun 1998. Banking System: Liabilities: M2: M1: Currency Outside Banks data remains active status in CEIC and is reported by Central Bank of Bosnia and Herzegovina. The data is categorized under Global Database’s Bosnia and Herzegovina – Table BA.KA004: Monetary Survey: Banking System.
Last | Frequency | Range |
---|---|---|
6,868.238 Dec 2024 | monthly | Aug 1997 - Dec 2024 |
View Bosnia and Herzegovina's Banking System: Liabilities: M2: M1: Currency Outside Banks from Aug 1997 to Dec 2024 in the chart:
Banking System: Liabilities: M2: M1: Transferable Deposits: Domestic Currency
Banking System: Liabilities: M2: M1: Transferable Deposits: Domestic Currency data was reported at 17,244.480 BAM mn in Dec 2024. This records an increase from the previous number of 16,574.680 BAM mn for Nov 2024. Banking System: Liabilities: M2: M1: Transferable Deposits: Domestic Currency data is updated monthly, averaging 3,713.684 BAM mn from Aug 1997 (Median) to Dec 2024, with 329 observations. The data reached an all-time high of 17,244.480 BAM mn in Dec 2024 and a record low of 117.335 BAM mn in Aug 1997. Banking System: Liabilities: M2: M1: Transferable Deposits: Domestic Currency data remains active status in CEIC and is reported by Central Bank of Bosnia and Herzegovina. The data is categorized under Global Database’s Bosnia and Herzegovina – Table BA.KA004: Monetary Survey: Banking System.
Last | Frequency | Range |
---|---|---|
17,244.480 Dec 2024 | monthly | Aug 1997 - Dec 2024 |
View Bosnia and Herzegovina's Banking System: Liabilities: M2: M1: Transferable Deposits: Domestic Currency from Aug 1997 to Dec 2024 in the chart:
Banking System: Liabilities: M2: QM: Other Deposits: Domestic Currency
Banking System: Liabilities: M2: QM: Other Deposits: Domestic Currency data was reported at 3,173.679 BAM mn in Dec 2024. This records an increase from the previous number of 3,107.638 BAM mn for Nov 2024. Banking System: Liabilities: M2: QM: Other Deposits: Domestic Currency data is updated monthly, averaging 2,047.787 BAM mn from Aug 1997 (Median) to Dec 2024, with 329 observations. The data reached an all-time high of 4,302.151 BAM mn in Dec 2018 and a record low of 6.362 BAM mn in May 1999. Banking System: Liabilities: M2: QM: Other Deposits: Domestic Currency data remains active status in CEIC and is reported by Central Bank of Bosnia and Herzegovina. The data is categorized under Global Database’s Bosnia and Herzegovina – Table BA.KA004: Monetary Survey: Banking System.
Last | Frequency | Range |
---|---|---|
3,173.679 Dec 2024 | monthly | Aug 1997 - Dec 2024 |
View Bosnia and Herzegovina's Banking System: Liabilities: M2: QM: Other Deposits: Domestic Currency from Aug 1997 to Dec 2024 in the chart:
Banking System: Liabilities: M2: QM: Other Deposits: Foreign Currency
Banking System: Liabilities: M2: QM: Other Deposits: Foreign Currency data was reported at 7,765.070 BAM mn in Dec 2024. This records an increase from the previous number of 7,721.954 BAM mn for Nov 2024. Banking System: Liabilities: M2: QM: Other Deposits: Foreign Currency data is updated monthly, averaging 4,620.293 BAM mn from Aug 1997 (Median) to Dec 2024, with 329 observations. The data reached an all-time high of 7,765.070 BAM mn in Dec 2024 and a record low of 211.770 BAM mn in Aug 1997. Banking System: Liabilities: M2: QM: Other Deposits: Foreign Currency data remains active status in CEIC and is reported by Central Bank of Bosnia and Herzegovina. The data is categorized under Global Database’s Bosnia and Herzegovina – Table BA.KA004: Monetary Survey: Banking System.
Last | Frequency | Range |
---|---|---|
7,765.070 Dec 2024 | monthly | Aug 1997 - Dec 2024 |
View Bosnia and Herzegovina's Banking System: Liabilities: M2: QM: Other Deposits: Foreign Currency from Aug 1997 to Dec 2024 in the chart:
Banking System: Liabilities: M2: QM: Transferable Deposits: Foreign Currency
Banking System: Liabilities: M2: QM: Transferable Deposits: Foreign Currency data was reported at 4,083.487 BAM mn in Dec 2024. This records an increase from the previous number of 4,070.932 BAM mn for Nov 2024. Banking System: Liabilities: M2: QM: Transferable Deposits: Foreign Currency data is updated monthly, averaging 1,124.931 BAM mn from Aug 1997 (Median) to Dec 2024, with 329 observations. The data reached an all-time high of 4,191.674 BAM mn in Jan 2024 and a record low of 398.930 BAM mn in Mar 2000. Banking System: Liabilities: M2: QM: Transferable Deposits: Foreign Currency data remains active status in CEIC and is reported by Central Bank of Bosnia and Herzegovina. The data is categorized under Global Database’s Bosnia and Herzegovina – Table BA.KA004: Monetary Survey: Banking System.
Last | Frequency | Range |
---|---|---|
4,083.487 Dec 2024 | monthly | Aug 1997 - Dec 2024 |
View Bosnia and Herzegovina's Banking System: Liabilities: M2: QM: Transferable Deposits: Foreign Currency from Aug 1997 to Dec 2024 in the chart:
Banking System: Liabilities: M2: Quasi Money (QM)
Banking System: Liabilities: M2: Quasi Money (QM) data was reported at 15,022.236 BAM mn in Dec 2024. This records an increase from the previous number of 14,900.524 BAM mn for Nov 2024. Banking System: Liabilities: M2: Quasi Money (QM) data is updated monthly, averaging 7,850.480 BAM mn from Aug 1997 (Median) to Dec 2024, with 329 observations. The data reached an all-time high of 15,022.236 BAM mn in Dec 2024 and a record low of 690.707 BAM mn in Aug 1997. Banking System: Liabilities: M2: Quasi Money (QM) data remains active status in CEIC and is reported by Central Bank of Bosnia and Herzegovina. The data is categorized under Global Database’s Bosnia and Herzegovina – Table BA.KA004: Monetary Survey: Banking System. Quasi money (QM) comprises time and savings deposits in the domestic currency, demand deposits in foreign currency and time and savings deposits in foreign currency, consisting of deposits of noncentral governments (cantons, municipalities and funds), deposits of non-financial enterprises and private sector.
Last | Frequency | Range |
---|---|---|
15,022.236 Dec 2024 | monthly | Aug 1997 - Dec 2024 |
View Bosnia and Herzegovina's Banking System: Liabilities: M2: Quasi Money (QM) from Aug 1997 to Dec 2024 in the chart:
Banking System: Liabilities: Other Items: Net
Banking System: Liabilities: Other Items: Net data was reported at 1,311.799 BAM mn in Dec 2024. This records an increase from the previous number of 1,221.884 BAM mn for Nov 2024. Banking System: Liabilities: Other Items: Net data is updated monthly, averaging 1,138.788 BAM mn from Aug 1997 (Median) to Dec 2024, with 329 observations. The data reached an all-time high of 1,732.771 BAM mn in Nov 2005 and a record low of 117.707 BAM mn in Jan 2006. Banking System: Liabilities: Other Items: Net data remains active status in CEIC and is reported by Central Bank of Bosnia and Herzegovina. The data is categorized under Global Database’s Bosnia and Herzegovina – Table BA.KA004: Monetary Survey: Banking System. Other liabilities include bonds, restricted deposits, counterpart funds, government funds for lending and other items (net). Other items (net) are unallocated items of liabilities reduced by the unallocated items of assets.
Last | Frequency | Range |
---|---|---|
1,311.799 Dec 2024 | monthly | Aug 1997 - Dec 2024 |
View Bosnia and Herzegovina's Banking System: Liabilities: Other Items: Net from Aug 1997 to Dec 2024 in the chart:
Banking System: Liabilities: Securities Other Than Shares
Banking System: Liabilities: Securities Other Than Shares data was reported at 3.377 BAM mn in Dec 2024. This stayed constant from the previous number of 3.377 BAM mn for Nov 2024. Banking System: Liabilities: Securities Other Than Shares data is updated monthly, averaging 2.453 BAM mn from Aug 1997 (Median) to Dec 2024, with 329 observations. The data reached an all-time high of 26.002 BAM mn in Mar 2006 and a record low of 0.000 BAM mn in Mar 2024. Banking System: Liabilities: Securities Other Than Shares data remains active status in CEIC and is reported by Central Bank of Bosnia and Herzegovina. The data is categorized under Global Database’s Bosnia and Herzegovina – Table BA.KA004: Monetary Survey: Banking System.
Last | Frequency | Range |
---|---|---|
3.377 Dec 2024 | monthly | Aug 1997 - Dec 2024 |
View Bosnia and Herzegovina's Banking System: Liabilities: Securities Other Than Shares from Aug 1997 to Dec 2024 in the chart:
Banking System: Liabilities: Shares and Other Equity
Banking System: Liabilities: Shares and Other Equity data was reported at 7,298.075 BAM mn in Dec 2024. This records an increase from the previous number of 7,268.495 BAM mn for Nov 2024. Banking System: Liabilities: Shares and Other Equity data is updated monthly, averaging 3,075.125 BAM mn from Aug 1997 (Median) to Dec 2024, with 329 observations. The data reached an all-time high of 7,298.075 BAM mn in Dec 2024 and a record low of 0.001 BAM mn in Dec 2005. Banking System: Liabilities: Shares and Other Equity data remains active status in CEIC and is reported by Central Bank of Bosnia and Herzegovina. The data is categorized under Global Database’s Bosnia and Herzegovina – Table BA.KA004: Monetary Survey: Banking System.
Last | Frequency | Range |
---|---|---|
7,298.075 Dec 2024 | monthly | Aug 1997 - Dec 2024 |