New Zealand Mortgage, Lending and Deposit Rates
Deposit Rate: 6 Months
Deposit Rate: 6 Months data was reported at 4.260 % pa in Mar 2025. This records a decrease from the previous number of 4.390 % pa for Feb 2025. Deposit Rate: 6 Months data is updated monthly, averaging 5.550 % pa from Mar 1965 (Median) to Mar 2025, with 545 observations. The data reached an all-time high of 18.000 % pa in Jul 1987 and a record low of 0.820 % pa in Jun 2021. Deposit Rate: 6 Months data remains active status in CEIC and is reported by Reserve Bank of New Zealand. The data is categorized under Global Database’s New Zealand – Table NZ.M006: Mortgage, Lending and Deposit Rates. [COVID-19-IMPACT]
| Last | Frequency | Range |
|---|---|---|
| 4.390 Feb 2025 | monthly | Mar 1965 - Feb 2025 |
View New Zealand's Deposit Rate: 6 Months from Mar 1965 to Feb 2025 in the chart:
First Mortage Housing Rates
First Mortage Housing Rates data was reported at 6.910 % pa in Mar 2025. This records a decrease from the previous number of 6.920 % pa for Feb 2025. First Mortage Housing Rates data is updated monthly, averaging 8.270 % pa from Feb 1964 (Median) to Mar 2025, with 734 observations. The data reached an all-time high of 20.500 % pa in Jun 1987 and a record low of 4.370 % pa in Jun 2021. First Mortage Housing Rates data remains active status in CEIC and is reported by Reserve Bank of New Zealand. The data is categorized under Global Database’s New Zealand – Table NZ.M006: Mortgage, Lending and Deposit Rates. [COVID-19-IMPACT]
| Last | Frequency | Range |
|---|---|---|
| 6.920 Feb 2025 | monthly | Feb 1964 - Feb 2025 |
View New Zealand's First Mortage Housing Rates from Feb 1964 to Feb 2025 in the chart:
New Zealand SME Overdraft Rate
SME Overdraft Rate data was reported at 9.420 % pa in Nov 2018. This records an increase from the previous number of 9.340 % pa for Oct 2018. SME Overdraft Rate data is updated monthly, averaging 10.020 % pa from Jul 1988 (Median) to Nov 2018, with 365 observations. The data reached an all-time high of 16.020 % pa in Jul 1988 and a record low of 7.500 % pa in Sep 1999. SME Overdraft Rate data remains active status in CEIC and is reported by Reserve Bank of New Zealand. The data is categorized under Global Database’s New Zealand – Table NZ.M004: Mortgage, Lending and Deposit Rates. Previously known as Business Base Lending Rate (BBLR). This interest rate series is for overdrafts to non-farm SME businesses, and the relabeling better reflects the loan products being surveyed. The underlying data for the SME overdraft rate is unchanged from that collected for the BBLR.
| Last | Frequency | Range |
|---|---|---|
| 9.40 Jun 2018 | monthly | Jul 1988 - Jun 2018 |